Article KM-217
Buying a house with solar: what should I check?
Solar can be a big plus on a home, but check a few things before you close. Your real estate agent and title company can help with each step.
Step 1: Find out who owns the system
- Owned outright: The best case. The system is part of the house and conveys with it, with no monthly payment.
- Financed with a solar loan: Ask whether the seller will pay off the loan at closing (most common) or wants you to take it over. Taking over a loan requires approval from the lender.
- Lease or power purchase agreement: You would take over the seller's contract. Review the monthly cost, any yearly increases, and the remaining term before you agree.
Ask the title company to check for a lien or UCC-1 filing tied to the solar equipment.
Step 2: Ask for real numbers
- 12 months of electric bills.
- Production history from the monitoring app (SolarEdge or Enphase).
- The system size, install date, and who installed it.
Step 3: Inspect the system and the roof
- Ask your home inspector to look at the panels, wiring, and the roof under them.
- Ask how old the roof is. If it will need replacing soon, the panels will need to be removed and reinstalled (see KM-214).
- Check the inverter or gateway lights (see KM-311).
Step 4: Get the paperwork
- Equipment and workmanship warranties, and whether they transfer to you (see KM-211).
- The original install contract, permits, and utility approval to operate.
- Your agent can include the Texas solar addendum in your contract.
Step 5: After you move in
- Have the monitoring app account moved into your name and connected to your Wi-Fi.
- Add the system to your homeowners insurance (see KM-114).
- Set up your electric service. In areas where you choose a provider, pick a plan that credits extra solar power (see KM-614).
Bought a home with a system we installed? Call or text us at 806-454-7873 and we'll update our records and help you get set up.
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